Make Home Buying Easy with a Leading Mortgage Broker in Markham
From residential homes to commercial properties, count on the best Mortgage Broker in Markham for expert guidance and tailored solutions.
Your Trusted Mortgage Broker in Markham for Residential and Commercial Financing
Markham is growing quickly. It’s a popular place for families, tech workers, and people new to Canada. The city has good schools, safe areas, and lots of jobs, especially in tech.
The average home price is around $1.3 million. Detached homes cost more, but condos and townhomes are more affordable.
The market has slowed down a bit, and interest rates are starting to settle, but it’s still not easy to figure out what you can afford.
That’s why working with a local mortgage broker helps. We understand the Markham market and know what lenders are looking for. We make the mortgage process easier and help you find the right fit for your budget.
Why Choose a Mortgage Broker in Markham?
Guidance You Can Trust, Right Here in Markham
- Broker vs Bank: Banks only offer their own rates and rules. Brokers give you access to many lenders with different options.
- More Lender Choices: Brokers work with big banks, credit unions, and private lenders. You have more chances to get approved.
- Better Rates: Brokers compare offers from different lenders and try to get you a lower rate.
- Less Paperwork: We handle the forms, talk to lenders, and keep things moving smoothly.
- Fast Pre-Approvals: In Markham’s busy market, brokers help you get pre-approved quickly so you’re ready to make an offer.
- Flexible Options: If you’re self-employed, new to Canada, or have credit challenges, brokers know which lenders can help.
- Personal Advice: You’ll get clear, simple advice based on your situation and goals.
- No Cost to You: In most cases, brokers are paid by the lender. There’s no fee for using our service.
Our Mortgage Services in Markham
We offer a full range of mortgage solutions to match your needs and goals. Here’s how we can help:
First-Time Home Buyer Mortgages
We guide first-time buyers through the full process with low down payment programs, CMHC and Genworth-insured options, and clear pre-approval planning to help you understand what you can afford before you start house hunting.
Mortgage Renewals
When it’s time to renew, we help you switch to better rates, avoid last-minute pressure from your bank, and review your financial goals to make sure your mortgage still works for you.
Mortgage Refinancing
Refinancing can help you lower your interest rate, pay off high-interest debts, or unlock home equity for renovations, investments, or other needs with a plan that keeps your payments manageable.
Investment Property Mortgage
We help investors get approved by using rental income to qualify, explaining down payment rules, and setting up financing focused on cash flow and long-term value.
Private Mortgages
If the banks have said no, we offer fast-closing private mortgage options designed for unique situations including borrowers with credit challenges, self-employed income, or short-term financing needs.
Self-Employed Mortgage Solutions
We work with lenders who understand self-employment, offering bank statement and stated income options while explaining their policies clearly so you know what to expect.
HELOC and Equity Takeout
You can access the value in your home without refinancing your full mortgage. A HELOC offers flexible funds for things like tuition, renovations, or starting a business with competitive rates and repayment flexibility.
Meet Your Local Broker
Looking for guidance you can trust? Meet your local broker who knows the Markham market and puts your goals first.
- 15+ Years of Experience: Helping clients across Ontario with all types of mortgages.
- Residential and Investment Focus: Works with first-time buyers, refinancers, and investors.
- Knows Markham Well: Familiar with every neighborhood and local market trends.
- Lender Knowledge: Understands what different lenders look for and how to get approvals.
- Client-First Approach: Gives honest advice, explains every step, and keeps things simple.
- Fast and Friendly Service: Quick to respond and always here to answer your questions.
- Virtual or In-Person Help: Flexible service options that work with your schedule.
- Trusted by Clients: Many happy clients and repeat referrals across the GTA.
- Here to Help: We’re here to help you make confident mortgage decisions in Markham.
Why Should You Choose Us for The best Mortgage Brokerage in Markham?
Choosing the right mortgage broker matters. With local expertise, trusted advice, and a commitment to your goals, we’re here to help you make the smartest move in Markham.
Local Knowledge
We live and work in Markham, so we understand the local market and neighborhood trends.
More Lender Options
We work with over 40 lenders, including banks, credit unions, and private lenders, to give you more choices.
No Upfront Fees
In most cases, we are paid by the lender. You do not pay anything upfront for our services.
Secure Online Portal
Easily upload your documents through our secure online system. No need to visit in person.
Proven Results
We have helped many clients in Markham and the GTA get great rates and close deals smoothly, even in complex situations
Clear and Quick Communication
We respond quickly and keep you updated at every step. You can reach us by phone, email, or text any day of the week.
Markham Neighborhood Insights
Get the Inside Scoop on Markham’s Top Communities.
- Unionville: One of Markham’s most popular spots. Full of charm, great schools, and heritage homes. Walkable, family-friendly, and close to shops and transit.
- Cornell: Modern and well-planned. Newer homes, parks, and close to the hospital. A top choice for first-time buyers and young families.
- Milliken Mills & Box Grove: More affordable with a mix of condos and houses. Great for families looking for space, value, and good schools nearby.
- Markham Village & Greensborough: Peaceful and well-connected. High resale value, easy access to GO stations, and a mix of older and newer homes.
- Berczy Village: Quiet and safe with some of Markham’s best schools. Newer homes, lots of parks, and a strong community feel.
- Wismer Commons: A growing area with newer homes, schools, and green space. Great for families starting out or moving up.
Our Guided Mortgage Process Designed to Keep Things Easy and Stress-Free
Worried about paperwork, rates, or approvals? Our step-by-step process takes the stress out of getting a mortgage.
Book Your Free Call
It all starts with a quick chat. We’ll learn about your goals and walk you through how we can help. No pressure and no cost.
Explore Your Options
Once we understand what you’re looking for, we’ll go over different mortgage options that could be a great fit for you.
Get Pre-Approved
We compare offers from over 40 lenders to find the best deal. A pre-approval also gives you a clear budget when shopping for a home.
Know What You Can Afford
We help you figure out what your monthly payments will look like and how much you’ll need upfront so you’re never left guessing.
Submit Documents Securely
Easily upload your documents using our secure online portal. It’s fast, safe, and keeps everything in one place.
We Handle the Details
From paperwork to back and forth with the lender, we take care of it all and keep you updated the whole way through.
Final Approval
We guide you through the final steps, ensure your documents are ready, and keep everything on track for closing. No surprises, just a smooth finish.
Close With Confidence
You sign the final paperwork and it’s done. Whether you’re getting keys or funds, we make sure everything goes smoothly.
Frequently Asked Questions
Find the Information You Need to Make Informed Decisions.
What’s the average down payment needed in Markham?
Most people put down between 5% and 20%. First-time buyers can sometimes start with just 5%.
Can I qualify with less than 20% down?
Yes! You can qualify with as little as 5%, but you might need to pay mortgage insurance.
Is it better to get pre-approved before house shopping?
Yes, it’s a smart move. Pre-approval helps you know your budget and shows sellers you’re serious.
How long does mortgage approval take?
Usually about 1 to 2 weeks, sometimes faster if you have all your documents ready.
Can I get approved if I’m new to Canada?
Yes, we can. We work with lenders who can help you find a mortgage, even if your credit isn’t perfect.
Do you charge any broker fees?
Nope! Our service is free for you because lenders pay us when your mortgage closes.
Out of 5
What Our Clients Say
Great Rates That Saved Us Money
Andrew helped us get a rate 0.6% lower than our bank. It made our monthly payments much easier to handle.
Jason Matthews & Priya Singh
Quick Approval for Self-Employed
I’m self-employed, and Andrew made the mortgage process fast and simple. We got approved quicker than I thought.
Maria Thompson
Easy Closing on Our Rental Property
This was our second rental property, and Andrew made everything smooth. We closed on time without any problems.