Power Your Growth with a Commercial Mortgage Broker in Toronto
Discover the best commercial property financing solutions, from office spaces to mixed-use properties, with our trusted Toronto mortgage experts.
leading Commercial Mortgage Broker in Toronto
At AJP Mortgage, we are a Toronto-based commercial mortgage broker focused on making the financing process simple and stress-free. We understand that every business and property owner has unique needs, so we take the time to listen and offer advice that’s tailored to you.
Our strong relationships with a variety of lenders allow us to find the best options whether you need a commercial mortgage, a business loan, or real estate financing. We will guide you through the entire process, from gathering documents to submitting your application and closing the deal, so you can focus on running your business.
With our deep knowledge of the Toronto market, we help you secure competitive rates and favorable terms. We believe in clear and honest communication every step of the way, making sure you understand the process. At AJP Mortgage, you’re not just getting help with financing; you’re getting a partner who is dedicated to your success.
Industry-Specific Solutions
Industry-Specific Mortgage Solutions Tailored for Your Business Needs in Canada
We proudly support a wide range of industries with financing solutions that meet unique needs. In our commercial sectors, we help with:
- Retail and Shopping Centers: Whether you own a boutique, a mall, or a storefront, we offer funding options tailored to your business.
- Office Spaces: We provide support for traditional offices, co-working spaces, and even corporate headquarters.
- Industrial and Warehouse Properties: Our financing covers manufacturing facilities, distribution centers, and logistics hubs.
- Mixed-Use and Multi-Unit Residential: If your development combines residential, office, and retail spaces, we can help structure the right funding.
- Hospitality and Restaurants: We offer solutions for hotels, motels, and restaurant properties to keep your business thriving.
In addition to these, we also provide specialized financing programs for real estate investors and business owners who need a strategic approach to funding. Whether you are expanding your portfolio or looking for a customized solution for a unique project, we are here to help you succeed.
Specialized Commericial Mortgage Solutions in Toronto
We offer loan programs tailored to specific business needs. Additionally we assist with mortgage renewal strategies to ensure your financing stays competitive as your business evolves and grows.
Hospitality Financing
For hotels, resorts, and other hospitality businesses, providing flexible terms to support your property’s growth and development.
Restaurant Financing
Loans designed for restaurants, cafes, and food-related businesses, whether you're starting up or expanding.
Redevelopment Projects
Financing for property redevelopment, renovations, and improvements, helping you bring new life to older properties.
Construction Financing
Support for construction and real estate development projects, covering everything from residential to commercial builds.
Commercial Mortgage Solutions in Toronto
Better Terms: If your current mortgage isn’t meeting your needs, we can help you refinance to secure better rates or lower your monthly payments.
Access to Equity: Refinancing allows you to unlock the equity in your property, giving you the funds to invest in your business or pursue new opportunities.
Debt Consolidation: We can combine multiple debts into one loan, simplifying your payments and potentially reducing interest costs.
Reduced Risk: By refinancing, you can switch to a fixed-rate loan, providing more stability and protection against interest rate changes.
Cash-Out Refinancing: Refinancing can also give you access to additional capital from your property’s value, which can be used for business expansion or other needs.
Improved Loan Terms: If your business has improved, refinancing may allow you to secure better terms, such as lower rates or extended repayment periods.
Benefits of Working With Our Commercial Mortgage Brokers in Toronto
Empowering Your Business with Expert Guidance and Tailored Financing Solutions in Toronto’s Commercial Mortgage Market
Local Expertise
With deep knowledge of Toronto's zoning laws, market trends, and neighborhoods, we guide you to the best financing options tailored to your needs.
Access to Multiple Lenders
Leverage our strong relationships with banks, credit unions, private lenders, and alternative financiers, giving you more choices and higher approval chances.
Personalized Service and Support
We take the time to understand your unique needs, providing custom solutions with clear communication throughout the entire process.
Competitive Rates and Negotiation Power
Using our expertise and connections, we negotiate better rates, flexible terms, and lower fees, ensuring you get the best deal.
Proven Track Record
Our successful deals and satisfied clients speak volumes, supported by testimonials and case studies that highlight our ability to deliver results.
Streamlined Process
We simplify the mortgage process, handling all the paperwork and complexities, making your journey as smooth and stress-free as possible.
Refinancing Commercial Mortgages in Toronto
Smart solutions to lower your rates, unlock equity, and strengthen your business finances.
- Better Terms: If your current mortgage isn’t meeting your needs, we can help you refinance to secure better rates or lower your monthly payments.
- Access to Equity: Refinancing allows you to unlock the equity in your property, giving you the funds to invest in your business or pursue new opportunities.
- Debt Consolidation: We can combine multiple debts into one loan, simplifying your payments and potentially reducing interest costs.
- Reduced Risk: By refinancing, you can switch to a fixed-rate loan, providing more stability and protection against interest rate changes.
- Cash-Out Refinancing: Refinancing can also give you access to additional capital from your property’s value, which can be used for business expansion or other needs.
- Improved Loan Terms: If your business has improved, refinancing may allow you to secure better terms, such as lower rates or extended repayment periods.
Our Commercial Mortgage Brokerage Process
A clear, step-by-step approach designed to simplify financing and secure the best solution for your business.
Free Consultation
We start with a no-cost, informal chat to understand your property details, business needs, and goals.
Needs Assessment
We take a closer look to find the right financing options tailored specifically to you.
Document Collection
We help gather all the necessary paperwork, like financial statements, business plans, property appraisals, and lease agreements.
Lender Matching
We connect you with lenders who are the best fit for your property type and financial situation.
Rate Negotiation
Our team works on your behalf to secure competitive rates and favorable terms.
Loan Approval
We guide you through the approval process, making sure all details are covered for a smooth experience.
Funding and Closing
Once approved, we coordinate the funding and closing, ensuring everything goes smoothly and efficiently.
Ongoing Support
Even after closing, we continue to support you, helping keep your financing effective and on track.
Frequently Asked Questions
Find the Information You Need to Make Informed Decisions.
What does a commercial mortgage broker do?
We help you find the right loan for your commercial property by connecting you with lenders, handling the paperwork, and negotiating the best deal for you.
Why should I work with a broker instead of a bank?
A broker gives you access to more options. We work with many lenders, not just one, so you’re more likely to get approved and get better rates.
What kinds of properties can I get financing for?
You can get a mortgage for office spaces, retail stores, warehouses, mixed-use buildings, and multi-unit residential properties.
How much can I borrow?
It depends on the property and your financial situation, but most commercial mortgages cover around 75–80% of the property’s value.
How long does the process take?
Every deal is different, but it usually takes anywhere from a few days to a few weeks. We’ll guide you through it every step of the way.
Do brokers charge a fee?
Yes, but usually only when your mortgage is finalized. And with the better rates and terms we can help you get, the savings often make up for it.
Out of 5
What Our Clients Say
Smooth and Stress-Free Process
AJP Mortgage made the whole process easy from start to finish. They explained everything clearly, found us great options, and handled the details. We felt supported every step of the way.
Emily Rogers
Great Rates and Quick Approval
We needed financing fast for a new warehouse, and AJP delivered. They connected us with the right lender and helped us lock in a great rate. Highly recommend their team.
Michael Grant
Truly Professional and Reliable
Working with AJP Mortgage was the best decision. They understood our goals, offered honest advice, and negotiated better terms than we expected. We’ll definitely work with them again.