Secure Your Dream Home with Best Mortgage Broker
in Mississauga
Whether you’re buying your first home, refinancing, or investing, our experts will help you find the best mortgage rates that fit your needs.
Your Pathway to Low-Interest Mortgages with AJP Mortgage
It can be hard to figure out the mortgage market on your own, but you don’t have to. AJP Mortgage has strong ties with top lenders, so you can be sure you’ll get the best rates and most flexible loan options. We can help you get the money you need for a first home, an investment property, or to refinance your current loan.
✔ Exclusive low-interest rates
✔ No hidden fees—100% transparency
✔ Custom mortgage plans for your unique needs
We’re recognized as one of the most trusted mortgage companies in Mississauga.
Why Work with AJP Mortgage?
Best Mortgage Broker in Mississauga – Your Trusted Financing Partner
To get the best mortgage, you need a professional who knows the local market, can get you great rates, and makes the process easier. In Mississauga, that’s what makes AJP Mortgage the best choice.
Current Mortgage Rates in Mississauga (2025)
Fixed-Rate Mortgages: Starting at 4.79%, this is a great rate for planning your long-term finances.
Variable-Rate Mortgages: 5.15% to 6.00%, which gives you options when the market changes.
AJP Mortgage has solutions that can help you reach your financial goals, no matter what they are.
Disclaimer: Mortgage rates fluctuate frequently due to government decisions, and therefore, these are not fixed rates.
Find the Top Mortgage Brokers in Mississauga with US
We offer loan programs tailored to specific business needs. Additionally we assist with mortgage renewal strategies to ensure your financing stays competitive as your business evolves and grows.
Access to the Best Mortgage Lenders in Mississauga
Get access to a wide network of trusted lenders offering competitive and flexible options that suit your unique needs.
Lowest Mortgage Rates Available
Take advantage of some of the most competitive rates in the market, helping you save more over the life of your loan.
Tailored Mortgage Solutions
Whether you're a first-time homebuyer, refinancing your current mortgage, or investing in a property. We create a plan that fits your life and goals
Hassle-Free Online Mortgage Application
Apply anytime, from anywhere. Our digital process makes it easy to start and track your mortgage application with full transparency.
Fast Approval Process
With our efficient team and streamlined system, we help you get approved faster — so you can move into your new home sooner.
Expert Guidance Every Step of the Way
Our experienced mortgage agents take the time to explain your options, answer your questions, and guide you through every step of the process.
Up-to-Date Market Knowledge
We work with clients from all financial backgrounds — even if your credit isn’t perfect, we’ll help you find a solution that works.
Support for All Credit Types
We work with clients from all financial backgrounds — even if your credit isn’t perfect, we’ll help you find a solution that works.
Your Guide to the Best Mortgage Agent in Mississauga
Understanding Mortgage Rates in Mississauga
Fixed Mortgage Rates: Starting at 4.85%, ideal for long-term financial stability.
Variable Mortgage Rates: Currently range between 5.20% and 5.80%, depending on market conditions.
Private Mortgage Options: Flexible solutions tailored for unique borrowing needs.
Note: Rates can change based on economic trends. For the latest updates, call AJP Mortgage anytime.
What Impacts Your Mortgage Rate?
Knowing what affects your mortgage rate can help you plan better:
- Fixed vs. Variable Rates: Fixed rates offer consistency; variable rates move with the market.
- Credit Score: Better scores often mean better rates.
- Down Payment Size: A bigger down payment can lower your interest rate.
At AJP Mortgage, we walk you through every step—so you can make the best decision with confidence.
The Cost of Working with a Mortgage Broker in Mississauga
Thinking about buying a home in Mississauga? Here’s what you need to know about the true cost of working with a mortgage broker, from fees to hidden costs, so you can make an informed decision with no surprises.
Mortgage Broker Fees
We connect you with the best mortgage agents in Mississauga who offer expert advice and clear pricing. Some brokers get paid by the lender, while others may charge upfront fees. AJP Mortgage ensures our prices are fair and competitive.
Lender Fees
Some lenders may charge processing or underwriting fees, even if our brokers get you the best rates. We make sure everything is clear so you know the costs before you sign.
Legal Fees
Every mortgage needs legal paperwork, title searches, and contract reviews. Legal fees depend on the property type and location, but our experts can help you figure out these costs easily.
Appraisal Costs
Lenders often require a home appraisal to check the property's value. This usually costs between $300 and $600. AJP Mortgage works with trusted lenders to keep these costs as low as possible.
Mortgage Insurance
If your down payment is less than 20%, you may need mortgage insurance. We help you understand the costs and requirements for this.
Prepayment Penalties
Some mortgages include prepayment penalties if you pay off your loan early. We make sure you understand these before committing to a mortgage.
Is Working with a Mortgage Broker Right for You?
Feeling confused by mortgage options? A mortgage broker might help.
Choosing a mortgage broker is a smart decision if you:
- Want access to top mortgage brokers in Mississauga for exclusive rates.
- Need expert guidance from best mortgage agent in Mississauga to simplify the process.
- Are comparing multiple lenders to find the best deal.
- Prefer a hassle-free mortgage process with negotiations handled for you.
- Are self-employed or have non-traditional income and need tailored solutions.
- Want to save time and money by securing the best mortgage rates quickly.
Our Commercial Mortgage Brokerage Process
A clear, step-by-step approach designed to simplify financing and secure the best solution for your business.
Free Consultation
We start with a no-cost, informal chat to understand your property details, business needs, and goals.
Needs Assessment
We take a closer look to find the right financing options tailored specifically to you.
Document Collection
We help gather all the necessary paperwork, like financial statements, business plans, property appraisals, and lease agreements.
Lender Matching
We connect you with lenders who are the best fit for your property type and financial situation.
Rate Negotiation
Our team works on your behalf to secure competitive rates and favorable terms.
Loan Approval
We guide you through the approval process, making sure all details are covered for a smooth experience.
Funding and Closing
Once approved, we coordinate the funding and closing, ensuring everything goes smoothly and efficiently.
Ongoing Support
Even after closing, we continue to support you, helping keep your financing effective and on track.
Frequently Asked Questions
Find the Information You Need to Make Informed Decisions.
What exactly does a mortgage broker do?
We shop around for you. A mortgage broker connects you with different lenders and helps you find a mortgage that actually fits your budget and goals, without all the running around.
Why not just go straight to the bank?
You can, but banks only offer their own products. We look at multiple lenders, including ones you might not know about, to get you better rates and more flexible options.
Do I have to pay you for your service?
Nope! We’re usually paid by the lender once your mortgage is approved, so you don’t pay anything. If there are any charges, we’ll always let you know upfront before moving forward.
Can you help if my credit isn’t great or I’m self-employed?
Definitely. We work with people in all kinds of situations such as bad credit, self-employed, new to Canada. We’ll help find a lender who sees more than just numbers.
How long does mortgage approval take?
It can be pretty quick. If you’ve got your paperwork ready, we can usually get you pre-approved within a day or two.
Are you actually licensed to work in Mississauga?
Yes, 100%. AJP Mortgage is fully licensed and works with clients all across Mississauga and the rest of Ontario.
Out of 5
What Our Clients Say
Made the whole process so easy
I was honestly overwhelmed trying to figure out mortgage stuff on my own, but AJP Mortgage made it so simple. They explained everything in plain language and found me a great rate. Super thankful!
Priyanka Sharma
Got approved even with tricky finances
As someone who’s self-employed, I kept hitting walls with the banks. AJP Mortgage actually listened and helped me get approved through a lender that worked with my situation. Highly recommend!
Daniel Hyden
Fast, friendly, and no pressure
From the first call, I felt like they genuinely wanted to help—not just sell me something. They walked me through all the options and got me pre-approved fast. Totally stress-free experience.”