Your Home, Your Future, Financed Right with Trusted Mortgage Broker
in Ontario
Your gateway to low-interest mortgages with AJP Mortgage. Get expert advice, personalized service, and access to the best mortgage rates in Ontario.
Get the Best Mortgage Deals in Ontario Today!
A house is more than just a building; it’s your future, your property, and your safe place. By putting you in touch with the best mortgage brokers in Ontario, AJP Mortgage makes it easy and stress-free to become a renter. You can get the best mortgage rates with options that are made to fit your financial goals, whether you’re buying your first home, refinancing, or investing.
It can be hard to find the right mortgage, but with AJP Mortgage, you don’t have to do it by yourself. We have relationships with the best mortgage lenders in Ontario so that we can offer you the best rates and deals for your needs. Our experts will make sure you get the best deal possible, whether you need a mortgage for a first-time buyer, choices for refinancing, or financing for an investment property.
We promise to be honest, have no secret fees, and give you personalised solutions that put you in charge of your financial future. We are one of the best mortgage companies in Ontario.
Why Choose AJP Mortgage?
Leading Mortgage Brokers in Ontario and Your Trusted Home Financing Partner
- Local Expertise: We know the London market well, including neighbourhood trends and prices, so we can guide you with confidence
- Great Rates: We compare offers and work hard to find a rate that fits your budget and goals
- More Lender Options: We work with a variety of lenders including big banks, credit unions, and alternative options, so you have more choice
- Clear Guidance: We explain your mortgage options in a way that’s easy to understand, so you always know what’s happening
- Easy Process: From paperwork to approval, we handle the details and make the whole process as smooth and stress free as possible
- All Mortgage Types: Whether you’re buying your first home, refinancing, or investing in property, we have the right solution for you
- Ongoing Support: We stay in touch even after your mortgage is finalized, ready to help if your needs change or you have questions later on
Our Mortgage Services
Note: These rates are general estimates and may change frequently. For the most accurate and up-to-date information, it is recommended to consult directly with AJP Mortgage.
Fixed Mortgage Rates: Starting at 4.89%
These rates offer long-term stability, with your payments remaining the same throughout the mortgage term.
Variable Mortgage Rates: Typically between 5.25% and 5.85%
Variable rates can change based on market conditions, offering potential savings when rates are low but more risk if rates rise.
Short-Term Fixed Rates: Around 5.15% for 1 to 3-year terms
These rates provide flexibility for those looking for a shorter commitment or planning to refinance in the near future.
High-Ratio Mortgage Rates: Often slightly lower than standard rates
For buyers with less than 20% down payment, these rates may be more affordable, but mortgage insurance is required.
Refinance Rates: Typically similar to regular fixed or variable rates
When refinancing, rates are often close to current market rates and depend on your home equity and financial profile.
Private Mortgage Options: Custom rates based on your needs
Private mortgages offer solutions for unique situations, such as when traditional lenders are not an option. Rates can be higher but are tailored to individual needs.
Find the Best Mortgage Solutions with AJP Mortgage
AJP Mortgage simplifies the home-buying process, ensuring you receive the best mortgage rates and terms in Ontario.
- Top Mortgage Brokers in Ontario: Work with trusted professionals dedicated to your financial success.
- Best Mortgage Lenders in Ontario: Access competitive rates from leading mortgage lenders.
- Lowest Mortgage Rates: Secure some of the best mortgage deals with low-interest rates.
- Online Mortgage Application: Apply online for a seamless, hassle-free mortgage process.
- Fixed & Variable Mortgage Options: Choose between stability with fixed rates or flexibility with variable rates.
- Fast Approval: Get approved quickly and move into your dream home sooner.
- Personalized Mortgage Solutions: Whether you’re buying, refinancing, or investing, we tailor mortgage solutions to your needs.
The True Cost of Working with a Mortgage Broker in Ontario
Learn about the costs of getting a mortgage through AJP Mortgage. We offer clear terms, rates that are easy to understand, and low fees.
Broker Fees
AJP Mortgage puts you in touch with the best mortgage brokers in Ontario, who can give you expert advice. A lot of brokers charge a commission, which is usually paid for by the lender.
Lender Fees
When you work with the best mortgage lenders in Ontario, you can get rates that are low. However, some lenders charge fees for processing or underwriting loans.
Legal Fees
To get a mortgage, you need formal paperwork like a title search and a review of the contract. It doesn't matter if you work with the best mortgage broker in London, Ontario, or the best mortgage broker in Windsor, Ontario.
Appraisal Costs
Before giving you a mortgage, most lenders want to see an evaluation of your home. To keep these costs as low as possible, AJP Mortgage works with the best mortgage companies in Ontario.
Mortgage Insurance
If your down payment is less than 20%, you may need mortgage insurance. This additional cost ensures the lender is protected in case of default. Our top mortgage brokers in Ontario help you navigate this requirement effectively.
Prepayment Penalties
Some mortgage contracts have fees that you have to pay if you pay off the loan early. AJP Mortgage makes sure you fully understand these terms, whether you're taking a course to become a best mortgage agent in Ontario.
Is Working with a Mortgage Broker Right for You?
Choosing a mortgage broker can be the best option if you
- Want access to the top mortgage brokers in Ontario for exclusive rates and lender options.
- Need expert guidance from the best mortgage lenders in Ontario to simplify the mortgage process.
- Are comparing multiple lenders to find the most suitable mortgage option.
- Prefer a hassle-free process with paperwork and negotiations handled for you.
- Want to improve your mortgage approval chances with best mortgage companies in Ontario.
- Are self-employed or have non-traditional income and need tailored solutions.
- Want to save time and money by securing the best mortgage rates quickly.
AJP Mortgage can help you find the best mortgage broker in London, Ontario, or Windsor, Ontario.
How to Get Started with AJP Mortgage?
Are you ready to get the best mortgage deal? They help you find the best loan for your needs and make the process easy and stress-free.
Apply Online
Start by submitting a quick and secure online application with the top mortgage brokers in Ontario. The process takes just a few minutes.
Submit Your Details
Give us some general information about your finances and property to help us decide if you are eligible for a mortgage.
Mortgage Assessment
We look at your finances and put you in touch with the best mortgage lenders in Ontario so you can find the best mortgage choices.
Select Your Loan Type
You can choose from different mortgage options if you're buying a home for the first time, refinancing, or trading.
Review Mortgage Rates
We have relationships with the best mortgage companies in Ontario so that we can give you the best rates and terms.
Submit Documentation
To finish the mortgage approval process, you'll need to upload important papers like proof of income, tax returns, and information about the property.
Fast and Easy Approval
Our fast process makes sure that you get approval quickly, so you can feel good about moving forward.
Finalize and Secure Your Mortgage
Our best mortgage broker in London, Ontario will help you through the last few steps to make sure the closing goes smoothly once you're accepted.
Frequently Asked Questions
Find the Information You Need to Make Informed Decisions.
What does a mortgage broker do?
A mortgage broker shops around for you. We talk to lots of lenders, find the best rates and terms, and walk you through each step so you don’t have to do it yourself.
Why should I go with a mortgage broker instead of a bank?
A broker gives you more choices. Rather than one bank’s options, we tap into many lenders to get you a better deal. We also handle the paperwork and keep things moving.
What are the benefits of working with AJP Mortgage?
With AJP Mortgage you get friendly, down‑to‑earth service, deep know‑how of Ontario’s market, great rates, and a big network of trusted lenders. We make everything clear and simple.
How much does it cost me?
Nothing extra. Brokers are paid by the lender, so you get our advice and help at no cost.
Can a broker help if I’m self employed?
Absolutely. We know which lenders work with self employed clients and we’ll guide you on the paperwork that boosts your approval odds.
How long does it take?
Usually about a week or two from start to finish. We push things along so you get your approval as fast as possible.
Out of 5
What Our Clients Say
Easy and Stress-Free
Working with AJP Mortgage was a game changer. They made the process so simple and easy to understand. I got a great rate and felt supported every step of the way.
Emma Dale
Quick and Efficient Service
I was impressed by how quick and efficient the whole process was. AJP Mortgage found me the perfect deal and made it all stress‑free. Highly recommend!
James Keller
Support for Self-Employed
As a self-employed individual, I thought getting a mortgage would be a challenge. AJP Mortgage helped me every step of the way, and I’m so happy with the rate I got.